Your Rent Isn’t Helping Yet
If your rent is not being reported, your biggest monthly payment may be missing from the credit picture lenders see.
Through Piñata, you now have access to a special Credit2Credit offer built to help renters turn rent reporting into a full credit improvement plan.
Rent reporting
around 40 points
Average score increases in the first 90 days when rent is reported successfully.
Negative item review
25+ point opportunities
Inaccurate or incomplete items may be corrected or removed when disputed properly.
Utilization timing
30+ point opportunities
High reported balances can hold scores down even when payments are on time.
Get your custom 7-point credit plan
Think of it like TurboTax for your credit: Credit2Credit shows what is helping, what is hurting, and what to fix first.
$1 trial · no hard inquiry · cancel anytime · 90-day guarantee
Watch first
Watch how the $1 Credit Bundle works
See how Credit2Credit turns rent reporting, credit errors, utilization, and payment timing into a step-by-step plan.
Unlock your custom plan
Start Your $1 Credit Bundle
Create your secure SmartCredit-powered account so Credit2Credit can build your custom 7-point plan.
Piñata member guarantee
$1 today · custom plan · 90-day money-back guarantee
Then $29.95/month after trial. No hard inquiry. Cancel anytime during your trial.
What you get for $1
For $1: Rent Reporting + Your Custom Credit Plan
Rent reporting is only step one. Credit2Credit shows the full picture — rent reporting, credit report errors, utilization, payment timing, and the next actions that can move your score.
Backed by our 90-day money-back guarantee
Start your Credit2Credit trial for $1. No hard inquiry. Cancel anytime. If you follow your Credit2Credit 7-point plan and do not see improvement, you are protected by our 90-day guarantee.
Built to turn insight into action
One system. Multiple ways to improve.
Credit2Credit helps renters stop guessing by combining SmartCredit data, dispute tools, rent reporting, alerts, utilization timing, and a custom action plan.
Full 3-bureau SmartCredit data
See the full credit picture Credit2Credit uses to build your plan.
AI-powered dispute review
Find report errors and create dispute letters for inaccurate items.
Rent reporting support
Use rent reporting and back reporting when available as part of the larger plan.
Payment timing guidance
Know when balances may report so you can attack utilization smarter.
Utilization and payoff math
Prioritize balances based on score impact, interest, and next-best action.
Credit alerts and protection
Watch important report changes and protect the progress you make.
Piñata member offer
Turn rent into a full credit improvement plan.
Start for $1, get your custom Credit2Credit plan, and follow the steps backed by our 90-day money-back guarantee.