Build Credit by Paying Rent
You already pay rent every month. Start getting credit for it. Credit2Credit reports your on-time rent payments to all three credit bureaus so your biggest monthly expense finally works in your favor.
Start Reporting Your Rent More Credit TipsWhat Is Rent Reporting?
Rent reporting is the process of adding your monthly rent payments to your credit report as a positive payment tradeline. Traditionally, rent payments were invisible to credit bureaus. Credit2Credit changes that by connecting your rental payment history to Equifax, Experian, and TransUnion directly.
Why Rent Reporting Builds Credit
Payment History (35%): Every on-time rent payment reported creates a positive mark on your credit file. Consistent on-time payments are the single most important factor in building a strong credit score.
Credit Mix (10%): Adding rent as a reported account adds diversity to your credit profile, which lenders view positively — particularly if you currently only have credit cards or no credit history at all.
Works for All Renters
Whether you rent an apartment, house, condo, or room — if you pay monthly rent, you can report it. No landlord participation required.
Back-Reporting Available
Depending on your plan, you may be able to report up to 24 months of prior on-time payments, giving you an instant boost of payment history.
No Landlord Required
Credit2Credit connects directly to your bank account to verify rent payments, so your landlord does not need to do anything.
How Credit2Credit Rent Reporting Works
- Sign up at app.credit2credit.com and select the rent reporting option.
- Connect your bank account so Credit2Credit can verify your rent payments automatically.
- Confirm your lease details — address, landlord name, monthly rent amount.
- Credit2Credit reports your payment history to Equifax, Experian, and TransUnion.
- Watch your score improve as the positive tradeline is added and monthly payments accumulate.
Your Rent Payments Should Build Your Credit
You are already paying rent. Make those payments count toward your financial future.
Get Started at app.credit2credit.com →