Credit2Credit
Build Credit

Potential score improvement varies by profile

SmartCredit Monitoring +FREE Rent Reporting from Credit2Credit

When you get your SmartCredit report with Credit2Credit, we add FREE rent reporting—up to 24 months back reporting to all 3 bureaus, NO setup fees. Track everything inside your Credit2Credit dashboard.

Results vary by individual credit profile. This service helps build positive payment history, which is one factor in credit scoring models.

No Credit Check
Reports to All 3 Bureaus
Bank-Level Security
256-bit Encryption
GDPR Compliant
Report Rent - The ZERO-RISK Way to Build Credit

Why Report Your Rent?

Rent reporting adds positive payment history to your credit file, which may help build credit over time.

Potential Credit Improvement

On-time rent payments may help improve your credit profile. Results vary based on individual credit history.

Build Credit History

Establish a positive payment history even if you're new to credit

Secure & Private

Bank-level encryption protects your data. We never sell your information

Plan for Future Goals

Stronger rental history can support better terms when you're preparing for a mortgage, auto loan, or other major move.

Choose Your Reporting Plan

Get SmartCredit monitoring and Credit2Credit adds FREE rent reporting with NO setup fees

SmartCredit provides the credit monitoring. Credit2Credit provides the rent reporting. Together they work seamlessly in your dashboard.

See the full signup process with sample data

Most Popular
SmartCredit Build
Credit monitoring from SmartCredit + FREE rent reporting from Credit2Credit
FREEForever

With approved SmartCredit account

Includes 24 months back reporting • All 3 bureaus • NO setup fees

SmartCredit Provides:

3-bureau credit monitoring
Credit score tracking
Credit alerts
Identity monitoring
$1M fraud insurance

Credit2Credit Adds:

FREE Rent Reporting - NO setup fee
Up to 24 months back reporting
All 3 bureaus
Monthly ongoing reporting
Best Value
Premium Reporting
Maximum credit boost with historical reporting

Premium Reporting

Single checkout, recurring plan

$99.95today

Then $9.95/month

Up to 24 months back reporting
6 months future reporting included
All 3 credit bureaus
Priority support
No hidden fees

$99.95 today + $9.95/month

How It Works
Get started in minutes with our simple 3-step process
1

Choose Your Plan

Select free Smart Credit plan or premium back reporting option

2

Connect Your Bank

Securely link your bank account where rent payments are made

3

Automatic Reporting

We automatically report your payments to all three bureaus each month and show your results inside your Credit2Credit dashboard, so you can see how your plan is working.

Ready to Get Started?

Sign up for SmartCredit monitoring and Credit2Credit automatically adds FREE rent reporting—see everything in one dashboard.

After you set up rent reporting, continue to your Financial Checkup to review your other accounts, bills, and future plans.

Go to Financial Checkup →