See What Lenders See.
Before They Do.
You're already building credit with every rent payment.
Now see your full credit profile — the same one lenders pull when you apply.
We negotiated this rate exclusively for Piñata members. It won't last forever.
Don't apply blind.
Know your position first.
Most renters apply for credit — a card, a loan, a refinance — without knowing what lenders actually see. That's how people end up with worse rates, lower limits, or rejections they could have avoided. A 20–40 point difference can move you into a completely different pricing tier.
"Don't let lenders decide your rate before you've seen your full profile."
See what lenders see
Full 3-bureau view — Equifax, Experian & TransUnion — the exact profile lenders pull when you apply.
Catch errors early
Errors are more common than people think. Spot and dispute them before they cost you an approval.
Track your score live
Watch how your rent reporting moves your score — across all three bureaus, not just one.
Instant fraud alerts
Get notified the moment anyone tries to open or use credit in your name.
Your rate is 40% off.
Lock it in now.
SmartCredit® retails at $49.95/month.
Your Piñata member rate of $29.95 is exclusive and subject to change.