SmartCredit® Credit Monitoring
That Powers Smarter Money Decisions
Credit2Credit uses SmartCredit® monitoring as the foundation for deciding what to pay, when to apply, and how to reduce interest and costs across your entire financial life. Rent reporting is included at no extra cost when eligible.
• You enroll in SmartCredit® monitoring through Credit2Credit
• SmartCredit® supplies credit data, scores, and alerts
• Credit2Credit interprets that data to guide next financial actions
Why Credit Monitoring Alone Isn't Enough
Credit monitoring shows you what changed. Credit2Credit tells you what to do next. Monitoring without guidance leads to guesswork. Credit2Credit turns monitoring data into clear, personalized financial decisions.
Choose Your Plan
SmartCredit® Build
Full toolkit with planning tools for comprehensive credit monitoring.
✓ NO setup fees • ✓ Cancel anytime
Credit Monitoring + Rent Reporting
Credit2Credit may provide rent reporting to users who enroll in SmartCredit monitoring through approved channels.
SmartCredit® Build
$49.99/mo per month
smartcredit Provides
Credit Monitoring
Monitor your credit report for changes and updates
Credit Score Tracking
Track your credit score and see how it changes over time
Credit Alerts
Get notified about important changes to your credit report
Identity Monitoring
Monitor for suspicious activity and potential fraud
Credit Report Access
View your credit report details
Credit2Credit Adds
Rent Reporting (Provided by Credit2Credit)
Rent reporting is a Credit2Credit service and is not offered by SmartCredit.